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General insurers covered under the Financial Claims Scheme

The Financial Claims Scheme only applies to insurance policies issued by a general insurer that is authorised by APRA. The FCS does not apply to life insurance companies or private health insurance companies.

The list below contains the names of general insurers that are licensed (or authorised) by APRA and covered under the FCS. If your general insurer does not appear on the list below, you should contact your insurer to check whether they are licensed by APRA and covered under the FCS. In some instances, a general insurer will have a trading name that is different to the name of the licensed insurer they operate under. Although it will be the name of the licensed insurer (authorised by APRA) that appears on the list below, the FCS will apply to this licensed insurer trading under its own name as well as to any other trading name the licensed insurer operates.

This list was last updated on 29 March 2017

General insurers authorised to conduct insurance business in Australia

For information on Lloyd's operations in Australia click here.

  • AAI Ltd (trading as AAMI)
  • Achmea Schadeverzekeringen N.V.
  • AIG Australia Ltd
  • Aioi Nissay Dowa Insurance Company Australia Pty Ltd
  • Allianz Australia Insurance Ltd
  • Allied World Assurance Company Ltd
  • Ansvar Insurance Ltd
  • ANZ Lenders Mortgage Insurance Pty. Ltd
  • Aspen Insurance UK Ltd
  • AssetInsure Pty Ltd
  • Auto & General Insurance Company Ltd
  • Avant Insurance Ltd
  • AXA Corporate Solutions Assurance
  • Barristers' Sickness and Accident Fund Pty Ltd
  • Berkley Insurance Company
  • Berkshire Hathaway Specialty Insurance Company
  • BHP Billiton Marine & General Insurances Pty Ltd
  • Calliden Insurance Ltd
  • Catholic Church Insurance Ltd
  • CGU Insurance Ltd
  • CGU-VACC Insurance Ltd
  • Chubb Insurance Australia Ltd
  • CIC Allianz Insurance Limited
  • Compania Espanola de Seguros y Reaseguros de Credito y Caucion Sociedad Anonima
  • Compagnie Francaise D'Assurance Pour Le Commerce Exterieur (trading as Coface Australia)
  • Commonwealth Insurance Ltd
  • Credicorp Insurance Pty. Ltd
  • Domestic & General Insurance PLC
  • Employers Mutual Ltd
  • Eric Insurance Ltd
  • Factory Mutual Insurance Company
  • First American Title Insurance Company of Australia Pty Ltd
  • FM Insurance Company Ltd
  • General Reinsurance Australia Ltd
  • Genworth Financial Mortgage Insurance Pty Ltd
  • Great Lakes Insurance SE
  • Guild Insurance Ltd
  • Hallmark General Insurance Company Ltd
  • Hannover Rück SE
  • HBF Insurance Pty Ltd
  • HDI-Global SE
  • Hollard Insurance Company Pty Ltd (The)
  • Hospitality Employers Mutual Ltd
  • HSB Engineering Insurance Ltd
  • IAG Re Australia Ltd
  • Insurance Australia Ltd
  • Insurance Manufacturers of Australia Pty Ltd
  • International Insurance Company of Hannover SE
  • LFI Group Pty Ltd
  • LawCover Insurance Pty Ltd
  • Liberty Mutual Insurance Company
  • MDA National Insurance Pty Ltd
  • Medical Insurance Australia Pty Ltd
  • MIPS Insurance Pty Ltd
  • Mitsui Sumitomo Insurance Company Ltd
  • Munchener Ruckversicherungs-Gesellschaft (Munich Reinsurance Company)
  • Mutual Community General Insurance Pty Ltd
  • OnePath General Insurance Pty Ltd
  • Optus Insurance Services Pty Ltd
  • Pacific International Insurance Pty Ltd
  • Progressive Direct Insurance Company
  • QBE Insurance (Australia) Ltd
  • QBE Insurance (International) Ltd
  • QBE Lenders' Mortgage Insurance Ltd
  • RAA Insurance Ltd
  • RAC Insurance Proprietary Ltd
  • RACQ Insurance Ltd
  • RACT Insurance Pty. Ltd
  • RealCover Insurances Pty Ltd
  • SCOR Reinsurance Asia Pacific Pte. Ltd
  • Sompo Japan Nipponkoa Insurance Inc.
  • Southern Cross Benefits Ltd
  • Sovereign Insurance Australia Pty Ltd
  • St Andrew's Insurance (Australia) Pty Ltd
  • StateCover Mutual Ltd
  • Stewart Title Ltd
  • Sunderland Marine Insurance Company Ltd
  • Swann Insurance (Aust) Pty Ltd
  • Swiss Reinsurance Company Ltd
  • Swiss Re International SE
  • The New India Assurance Co. Ltd
  • Tokio Marine & Nichido Fire Insurance Co., Ltd
  • Tokio Millennium Re AG
  • Transatlantic Reinsurance Company
  • TT Club Mutual Insurance Ltd
  • Virginia Surety Company, Inc.
  • WFI Insurance Ltd
  • Westpac General Insurance Ltd
  • Westpac Lenders Mortgage Insurance Ltd
  • W.R. Berkley Insurance (Europe), Ltd (trading as W.R. Berkley Insurance Australia)
  • XL Insurance Company SE
  • Youi Pty Ltd
  • Zurich Australian Insurance Ltd

General insurers only authorised to conduct run-off business

General insurers listed as being in run-off are restricted by APRA from writing new or renewal insurance business.

  • Aioi Nissay Dowa Insurance Company Ltd
  • Boral Insurance Pty Ltd
  • Commonwealth Steamship Insurance Company Pty Ltd
  • Corrvas Insurance Pty Ltd
  • FM Insurance Company Ltd
  • Genworth Financial Mortgage Indemnity Ltd
  • Gordian Runoff Ltd
  • Master Butchers Co-operative Ltd
  • MetLife General Insurance Ltd
  • North Insurances Pty. Ltd
  • Poseidon Insurance Company Pty Ltd
  • Professional Insurance Australia Pty Ltd
  • Sirius International Insurance Corporation