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List of banks, building societies and credit unions covered under the FCS

The banks, building societies, credit unions and other authorised deposit-taking institutions listed below are all covered under the Financial Claims Scheme (FCS).

Some licenced banking institutions operate other banking businesses with different trading names, and these are listed below as dot points under the name of the licenced institution. The FCS protection of $250,000 per account holder applies to the sum of all deposits held under each licenced institution, which includes any deposits held with the other banking trading names that are listed as dot points.

This information on this page has been provided by the banks, building societies and credit unions listed. Please read the disclaimer for this website.

This is not intended to be your sole source of information when determining whether your accounts are covered under the FCS.  Account holders are strongly advised to contact their particular banking institution for information on whether their specific accounts are protected under the FCS.

This list was last updated on 18 December 2018.

Banks

  • AMP Bank Ltd
  • Australia and New Zealand Banking Group Limited (ANZ)
  • Australian Military Bank Ltd
    • RSL Money
  • Auswide Bank Ltd
    • Queensland Professional Credit Union Ltd
  • B&E Ltd (trading as Bank of us)
  • Bank Australia Limited
  • Bank of Queensland Limited
    • BOQ Specialists (BOQS)
  • Bendigo and Adelaide Bank Limited
    • Adelaide Bank
    • Alliance Bank
    • AWA Alliance Bank
    • BDCU Alliance Bank
    • Bendigo Bank
    • Circle Alliance Bank
    • Community Sector Banking
    • Delphi Bank
    • Service One Alliance Bank
  • Commonwealth Bank of Australia
    • BankWest
  • Community CPS Australia Limited (trading as Beyond Bank Australia)
  • Defence Bank Limited
  • Endeavour Mutual Bank Ltd
  • G&C Mutual Bank Limited
  • Gateway Bank Ltd
  • Greater Bank Limited
  • Heritage Bank Limited
  • Hume Bank Limited
  • IMB Ltd (trading as IMB Bank)
    • The Shire
  • Macquarie Bank Limited
  • Members Banking Group Limited (trading as RACQ Bank)
  • Members Equity Bank Limited (ME Bank)
  • MyState Bank Limited
    • The Rock
  • National Australia Bank Limited (NAB)
    • UBank
  • Police Bank Ltd (trading as Border Bank)
  • Police Financial Services Limited (trading as BankVic)
  • Police & Nurses Limited (trading as P&N Bank)
  • QPCU Limited
    • QBANK
  • Qudos Mutual Ltd
    • Qudos Bank
  • Regional Australia Bank Ltd
  • Rural Bank Limited (a subsidiary of Bendigo and Adelaide Bank Limited)
  • Suncorp-Metway Limited
  • Teachers Mutual Bank Limited
    • Firefighters Mutual Bank
    • UniBank
  • Tyro Payments Ltd
  • Unity Bank Ltd
    • Reliance Bank
  • Victoria Teachers Limited
    • Bank First
  • Westpac Banking Corporation
    • Bank of Melbourne
    • BankSA
    • St. George Bank

Foreign Subsidiary Banks

  • Arab Bank Australia Ltd
  • Bank of China (Australia) Ltd*
  • Bank of Sydney Ltd
  • Citigroup Pty Ltd (trading as Citibank and Citi)*
  • HSBC Bank Australia Ltd
  • ING Bank (Australia) Ltd (trading as ING)*
  • Rabobank Australia Ltd
    • RaboDirect

* Note that 'Bank of China Ltd', 'Citibank, N.A.' and 'ING Bank N.V.' are branches of foreign banks and these institutions are not covered by the FCS.

Building Societies

  • Australian Unity Bank Limited
  • Maitland Mutual Building Society Ltd (The Mutual)
  • Newcastle Permanent Building Society Ltd

Credit Unions

  • Australian Central Credit Union Ltd (trading as People's Choice Credit Union)
  • Banana coast Community Credit Union Ltd (BCU)
  • Central Coast Credit Union
  • Central Murray Credit Union Limited (also known as CMCU)
  • Central West Credit Union Ltd
  • Coastline Credit Union Ltd
  • Community First Credit Union Ltd
    • Easy Street Financial Services
    • Northern Beaches Credit Union
    • Manly Warringah Credit Union
  • Credit Union Australia Limited (CUA)
  • Credit Union SA Ltd
  • Dnister Ukrainian Credit Co-operative Limited (also known as Dnister)
  • EECU Ltd (trading as Nexus Mutual)
  • Family First Credit Union Ltd
  • Fire Service Credit Union Ltd
  • Firefighters & Affiliates Credit Co-operative Ltd
    • Emergency Services Credit Union
    • Firefighters Credit Union
    • Fireys CU
    • IMG Credit Union
  • First Choice Credit Union Ltd
  • First Option Credit Union Ltd
  • Ford Co-operative Credit Society Limited (also known as FCCS Credit Union)
  • Goulburn Murray Credit Union Co-operative Ltd
  • Holiday Coast Credit Union Ltd
  • Horizon Credit Union Ltd
  • Hunter United Employees' Credit Union Limited
  • Illawarra Credit Union Limited
    • Catalyst Money
    • Western City Credit Union
  • Laboratories Credit Union Limited (LCU)
  • Lithuanian Co-operative Credit Society 'Talka' Ltd
  • Lysaght Credit Union Ltd
  • MacArthur Credit Union Limited (also known as The Mac)
  • Macquarie Credit Union Limited
  • MCU Ltd
    • Maleny Credit Union
  • Northern Inland Credit Union Ltd
  • Orange Credit Union Limited
  • Police Credit Union Limited
  • Pulse Credit Union Limited
  • Queensland Country Credit Union Limited (also known as Queensland Country)
  • Railways Credit Union Limited (trading as MOVE)
  • South West Slopes Credit Union Ltd
  • Southern Cross Credit Union Ltd
  • South-West Credit Union Co-Operative Limited (trading as South-West Credit)
  • Summerland Financial Services Limited (trading as Summerland Credit Union)
  • Sydney Credit Union Ltd
    • Comtax Credit Union
    • Karpaty Ukrainian Credit Union
    • Security Credit Union
  • The Broken Hill Community Credit Union Ltd
  • The Capricornian Ltd
  • The Gympie Credit Union Ltd
  • Traditional Credit Union Limited
  • Transport Mutual Credit Union Limited (also known as Transport Mutual and TMCU)
    • RTA Credit Union
  • Warwick Credit Union Ltd
  • WAW Credit Union Co-Operative Limited
  • Woolworths Employees' Credit Union Limited (WECU)

 

Other Authorised Deposit-taking Institutions

  • Australian Settlements Limited (ASL)
  • Cairns Penny Savings & Loans Limited
  • Cuscal Limit4ed
  • Goldfields Money Limited
  • Indue Ltd
    • Indue Money
  • MyLifeMyFinance Limited