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List of banks, building societies and credit unions covered under the FCS

The banks, building societies, credit unions and other authorised deposit-taking institutions listed below are all covered under the Financial Claims Scheme (FCS).

Some licenced banking institutions operate other banking businesses with different trading names, and these are listed below as dot points under the name of the licenced institution. The FCS protection of $250,000 per account holder applies to the sum of all deposits held under each licenced institution, which includes any deposits held with the other banking trading names that are listed as dot points.

This information on this page has been provided by the banks, building societies and credit unions listed. Please read the disclaimer for this website.

This is not intended to be your sole source of information when determining whether your accounts are covered under the FCS.  Account holders are strongly advised to contact their particular banking institution for information on whether their specific accounts are protected under the FCS.

This list was last updated on 1 February 2017.

Banks

  • AMP Bank Ltd
  • Australia and New Zealand Banking Group Ltd (ANZ)
    • Esanda
  • Australian Military Bank Ltd
    • RSL Money
  • Auswide Bank Ltd
    • Queensland Professional Credit Union Ltd
  • Bank Australia Ltd
  • Bank of Queensland Ltd
    • BOQ Specialists (BOQS)
  • Bendigo and Adelaide Bank Ltd
    • Adelaide Bank
    • Alliance Bank
    • AWA Alliance Bank
    • BDCU Alliance Bank
    • Bendigo Bank
    • Circle Alliance Bank
    • Community Sector Banking
    • Delphi Bank
    • Service One Alliance Bank
  • Commonwealth Bank of Australia
    • BankWest
  • Community CPS Australia Ltd (trading as Beyond Bank Australia)
  • Community Mutual Ltd
    • Regional Australia Bank
  • Defence Bank Ltd
  • Greater Bank Ltd
  • G&C Mutual Bank
  • Heritage Bank Ltd
  • Hume Bank Ltd
  • IMB Ltd (trading as IMB Bank)
    • The Shire
  • Macquarie Bank Ltd
  • Members Equity Bank Ltd (ME Bank)
  • MyState Bank Ltd
    • The Rock
  • National Australia Bank Ltd (NAB)
    • UBank
  • Police Bank Ltd
    • Customs Bank
  • Police Financial Services Ltd (trading as BankVic)
  • Police & Nurses Ltd (trading as P&N Bank)
  • QT Mutual Bank Ltd
  • Qudos Mutual Ltd (trading as Qudos Bank)
  • QPCU Ltd
  • Rural Bank Ltd
  • Suncorp-Metway Ltd
  • Teachers Mutual Bank Ltd
    • UniBank
  • Victoria Teachers Ltd (trading as Victoria Teachers Mutual Bank)
  • Westpac Banking Corporation
    • Bank of Melbourne
    • BankSA
    • St. George Bank

Foreign Subsidiary Banks

  • Arab Bank Australia Ltd
  • Bank of China (Australia) Ltd*
  • Bank of Sydney Ltd
  • Citigroup Pty Ltd (trading as Citibank and Citi)*
  • HSBC Bank Australia Ltd
  • ING Bank (Australia) Ltd (trading as ING Direct)*
  • Rabobank Australia Ltd
    • RaboDirect

* Note that 'Bank of China Ltd', 'Citibank, N.A.' and 'ING Bank N.V.' are branches of foreign banks and these institutions are not covered by the FCS.

Building Societies

  • B & E Ltd
  • Big Sky Building Society Ltd
  • Maitland Mutual Building Society Ltd (The Mutual)
  • Newcastle Permanent Building Society Ltd

Credit Unions

  • Australian Central Credit Union Ltd (trading as People's Choice Credit Union)
  • Bananacoast Community Credit Union Ltd (BCU)
  • Bankstown City Credit Union Ltd
  • CAPE Credit Union Ltd (trading as CAPE)
  • Central Coast Credit Union
  • Central Murray Credit Union Ltd (also known as CMCU)
  • Central West Credit Union Ltd
  • Coastline Credit Union Ltd
  • Community Alliance Credit Union Ltd
    • Catalyst Money
    • Illawarra Credit Union
    • Western City Credit Union
  • Community First Credit Union Ltd
    • Easy Street Financial Services
    • Northern Beaches Credit Union
    • Manly Warringah Credit Union
  • Credit Union Australia Ltd (CUA)
  • Credit Union SA Ltd
  • Dnister Ukrainian Credit Co-operative Ltd (also known as Dnister)
  • ECU Australia Ltd
  • EECU Ltd (trading as Nexus Mutual)
  • Family First Credit Union Ltd
  • Fire Service Credit Union Ltd
  • Firefighters & Affiliates Credit Co-operative Ltd
    • Emergency Services Credit Union
    • Firefighters Credit Union
    • Fireys CU
    • IMG Credit Union
  • First Choice Credit Union Ltd
  • First Option Credit Union Ltd
  • Ford Co-operative Credit Society Ltd (also known as FCCS Credit Union)
  • Gateway Credit Union Ltd
  • Goulburn Murray Credit Union Co-operative Ltd
  • Heritage Isle Credit Union Ltd
  • Holiday Coast Credit Union Ltd
  • Horizon Credit Union Ltd
  • Hunter United Employees' Credit Union Ltd
  • Laboratories Credit Union Ltd (LCU)
  • Latvian Australian Credit Co-operative Society Ltd
  • Lithuanian Co-operative Credit Society 'Talka' Ltd
  • Lysaght Credit Union Ltd
  • MacArthur Credit Union Ltd (also known as The Mac)
  • Macquarie Credit Union Ltd
  • Maritime, Mining & Power Credit Union Ltd
    • Collie Miners Credit Union
    • Reliance Credit Union
  • MCU Ltd
    • Maleny Credit Union
  • My Credit Union Ltd
  • Northern Inland Credit Union Ltd
  • Nova Credit Union Ltd
  • Orange Credit Union Ltd
  • Police Credit Union Ltd
  • Pulse Credit Union Ltd
  • Queensland Country Credit Union Ltd (also known as Queensland Country)
  • Queenslanders Credit Union Ltd
  • Railways Credit Union Ltd (trading as myMOVE)
  • Select Encompass Credit Union Ltd
  • South West Slopes Credit Union Ltd
  • Southern Cross Credit Union Ltd
  • South-West Credit Union Co-Operative Ltd (trading as South-West Credit)
  • Summerland Credit Union Ltd
  • Sydney Credit Union Ltd
    • Comtax Credit Union
    • Karpaty Ukrainian Credit Union
    • Security Credit Union
  • The Broken Hill Community Credit Union Ltd
  • The Capricornian Ltd
  • The Gympie Credit Union Ltd
  • Traditional Credit Union Ltd
  • Transport Mutual Credit Union Ltd (also known as Transport Mutual and TMCU)
    • RTA Credit Union
  • Warwick Credit Union Ltd
  • WAW Credit Union Co-Operative Ltd
  • Woolworths Employees' Credit Union Ltd (WECU)

 

Other Authorised Deposit-taking Institutions

  • Australian Settlements Ltd (ASL)
  • Cairns Penny Savings & Loans Ltd
  • Cuscal Ltd
  • Goldfields Money Ltd
  • Indue Ltd
    • idebit
    • Indue Money
  • MyLifeMyFinance Ltd
  • Tyro Payments Ltd